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Having travel health insurance coverage in addition to travel insurance is important for several reasons:
Comprehensive Coverage: Travel insurance typically provides coverage for trip cancellations, interruptions, and delays, as well as lost luggage and emergency medical evacuation. However, it may not provide comprehensive coverage for medical expenses incurred during your trip. Having health insurance ensures that you have access to broader coverage for medical emergencies, illnesses, injuries, and routine healthcare services while traveling.
International Coverage: If you're traveling internationally, your domestic health insurance may not provide coverage outside your home country. Having health insurance with your travel insurance ensures that you have access to medical care and services abroad, including hospitalization, doctor visits, prescription medications, and emergency medical treatments.
Medical Expenses: Medical emergencies can happen unexpectedly while traveling, and the cost of healthcare services abroad can be significant. Health insurance coverage can help mitigate the financial burden of medical expenses, including hospital stays, surgeries, diagnostic tests, and outpatient treatments, ensuring that you receive the care you need without worrying about exorbitant out-of-pocket costs.
Pre-existing Conditions: Travel insurance often excludes coverage for pre-existing medical conditions. If you have pre-existing health conditions that require ongoing treatment or management, having health insurance with coverage for pre-existing conditions ensures that you have access to necessary medical care and medications while traveling, without interruptions or limitations. We offer plans that cover Pre-existing conditions.
Peace of Mind: Having health insurance with your travel insurance provides peace of mind knowing that you're adequately protected against unexpected medical emergencies and expenses while away from home. Whether you're traveling for business or leisure, having comprehensive health insurance coverage ensures that you can focus on enjoying your trip without worrying about potential healthcare costs or disruptions.
Overall, combining health insurance with your travel insurance provides comprehensive coverage and peace of mind, ensuring that you're adequately protected against unexpected medical emergencies and expenses while traveling domestically or internationally.